Loan Modification

During these tough times, it is not surprising that some people would avail of loans to augment their expenses. Sometimes, they avail different kind of loans, like personal or emergency loans , so that sums up to a lot of debts later on. I know someone who availed a few loans from last year, and now , she has problems on how to settle everything. I suggested that she apply for a Loan Modification soon . If you are not familiar with Loan Modification , it is a process wherein an adjustment will be done on your current loan , it usually involves an adjustment with the interest rate , an extension of the term of the loan so it creates a lower monthly mortgage payments. A lot of individuals are already availing of the Loan Modification because it has a flexible payment scheme. To get started, you can check out adjustmyloan.com . They are of the Arizona Loan Modification experts, and they have testimonials from their clients at their website, showing how great and effective is their product. Hopefully, my friend will soon settle all her debts with this loan modification program.

meet the crew

These are tiny Cars characters that I got from 168 last December. Its actually 5 pieces, i think Sheriff is missing here. He must be somewhere at the playroom or maybe under our new tv stand . Got this for 50 pesos i think ( its not more than 70) , for the complete set. It fits perfectly in his little hands. And since its cheap, dont ever expect a good quality , hahaha look what happened to Sally ..



I repaired her with some tape because I cant throw her away since Joaqui told me that Sally is his car. We have a blue car thats why he keeps on referring this as Joaqui 's Car. As of writing , its been 3 months and he still plays with these. Sulit na!

My mom got him a Fisher Price Shake 'n Go Cars ( Mc queen, Mater, Batman , NASCAR) when it was on Sale, i think each costs $5 , and when i saw it here in Manila, it retails at Php 999 .. Whaaat? Do the math. Im too tired to convert :)

3rd birthday party

My son will soon be celebrating his 3rd Birthday, and we already prepared a simple party for him. I promised the husband that I will really keep it simple this time since we are up for another Birthday (for the princess) on early November. We have decided to celebrate it at an orphanage. We had 2 choices :

1. Missionaries of Charity - This is close to my heart. Back in High school, there was a time that I regularly visit them and play with the kids. I always admired the Sisters of Charity, serving the poorest of the poor and they really have a simple life.

2. Hospicio de San Jose - never been here, but my mom visited them before.

I asked my Kumareng Abie for some suggestions since she already had parties for her daughter in both orphanage. She said that Hospicio maybe a better choice because the kids can really participate with the party games etc. Most kids that they had at MOC before are sick and in wheel chair . So if Im planning a party with some games, might as well do it at Hospicio. HOwever , I am considering MOC for some gift giving soon. I can always visit them since its just a walking distance from our house :)

I already called Hospicio and I finalized everything with them :) I feel excited. We asked for 50 kids for the party , I requested for April celebrants to join us too.

Before i finish this one, need to look for term insurance quote first. I will be back. I have a lot of updates to share.

Lovely!

Valentine's day maybe over, but that won't stop me from looking at some great gift ideas or in any case, that won't stop me from searching online for my any occasion wishlist. Aside from shoes and bags , I am currently looking at some designer costume jewelry particularly necklaces. I would like to have something like this with emeralds since it is my birthstone.



Its called the Birthday Wish Genuine Birthstone and diamond heart pendant. Isnt it lovely? Its just $49.50 for a very stylish and budget friendly piece of jewelry. Checkout Holsted Jewelry, and I am sure that you will like their designs. They have classic to contemporary designs at incredible prices. I might try out ordering from them. They have a love it or return it policy - no questions asked. Bling it on!

First Letter

Thanks Kathy !

Rules: Use the first letter of your name to answer each of the following questions. They have to be real. . .nothing made up! AND DONT CHEAT BY LOOKING UP ANSWERS IN THE INTERNET. If the person before you had the same first initial, you must use different answers. You cannot use any word twice and you can’t use your name for the boy/girl name question.

Have Fun!!

1. What is your name: Peachy

2. A four Letter Word: punk

3. A boy’s Name: peter

4. A girl’s Name: pauleen

5. An occupation: Painter

6. A color: pink ! (just because I want a pink compact flash )

7. Something you wear: patent shoes

8. A food: pasta!

9. Something found in the bathroom: purple towel

10. A place: Palace

11. A reason for being late: procrastinating

12. Something you shout: Perfect!

13. A movie title: Princess Diaries

14. Something you drink: Pineapple juice

15. A musical group: Parokya ni Edgar

16. An animal: pig

17. A street name: Palanca St.

18. A type of car: Pajero

19. The title of a song: Please dont ask me

20. A verb: put

Just around the house

The bathroom is one place in the house where I really put a lot of my attention. Of course, aside from being clean, I want it to look good, smell good and be equipped with anything that I may need while in there. But this doesn't mean that it should look like a jungle of mess, no. With the latest designs in bathroom furnitures, one can have his stuff and still save space inside. Most basin units now has a small cabinet underneath for storage, perfect for small bathrooms. Aside from furnitures , a modern toilet seat and bath panel can be added too.

Do you know that even when I go on vacation on hotels and resorts, I always check the bathrooms first. Im obsessed with bathroom suites and I always dream of having that elegant design in our house. Who knows, maybe soon, we will even have a his and hers basin and drawer , especially now that there's a lot of stores that offers great bargains for these furnitures without compromising the quality and style, its a sure steal. For now, all i can do is visit some online sites to get inspiration on designs, at the same time look for suppliers that will give me the best rates.

New found love

He loves to watch this every single day. We are done with CARS, thank goodness! Im happy that he's moving on with this one, I actually love the story or Cars and Ratatouille, its not just for kids, but for the kids at heart as well. I wonder what's next?!

No updates yet

Sorry for not keeping this blog updated. I will try to squeeze in a few updates from time to time, but currently, Im really pressed with time. Anyway, I am doing well despite being helpless for days now. The kids are doing great too. Joaqui recently had a terrible asthma attack , that he was almost admitted to the hospital. Yay!! A few medicines and a round the clock nebulization with Duavent and Ventolin speed up his recovery. Thank heavens! I think summer is almost here , so the change in weather might be the cause of his recent attack. So that's all I can blgo for now, I still need to check on some diet supplements for me and my husband. Be back soon!

Baskets and More

We already had the house warming of my mother-in-law's place and it was a simple gathering too for the whole family. The house and the front area is finally finished, and we were so delighted to see the big space we have now. Before the house warming, we had several trips to the mall because we are sourcing furniture and decors. I actually thought that we are done, but just last week, I noticed that there's no laundry basket yet at the bathroom. Sso when we went to the mall the other day for our grocery, I stopped by the Home Section and grabbed two laundry baskets. Its a perfect one for me, because the outside material is all natural, and then there's a cloth lining inside. Its in color natural brown, and it's perfect for earth tone of the bathroom.

We were about to pay the items that I got, but I saw a beautiful lampshade that's on sale. I thought of putting it at the guest room because it is a little bit bare until now. I find lamp shades very useful so its not just a decor at all. With all the shapes and colors available, i really had a hard time deciding on which one to buy. Yes, I am only allowed to buy one because we only need it for the guestroom . Finally, I got a white one in oblong shape, classic and elegance combined together.

And since I was on a shopping mode that time, I got interested with the log basket displayed at the floor. It holds a few logs , and placed besides a replica of a fireplace. But even if my in law's place doesn't have a fireplace, i got 2 baskets to be placed at the living room. I dont know what to place there yet, but it will surely have its purpose in the days to come.

As a kid

You Were an Achieving Kid

When you were a kid, people often remarked on how mature you seemed. You acted quite adult. You excelled at school, and you actually enjoyed it to a large extent. No one had to ask you to do your homework. As a kid, you were probably a bit picky. You liked structure, schedules, and organization. You had trouble being friends with regular kids. You probably were only friends with other serious children.

What Kind of Kid Were You?

Visiting Denver?

Are you visiting Denver soon ? Well, I am looking online for some great vacation destinations, and Denver is on my list. I have researched that they have great places to offer to their tourists, theme parks, museums and most of all, I wouldn't miss on the Denver Restaurants that they are really famous for. I am not afraid to try out new and exciting recipes in every places I've been too. It makes me understand their people and their culture too. I enjoy good food with my family everytime we go on vacation. Hopefully we can go and visit Denver when we visit my family in CA soon.

Happy Hearts Day !

Comments for Myspace

Have Fun and enjoy this day with your loved- ones!

Great eyeglasses for less

What? Zenni Optical in the New York Times?! Yes, Im not kidding, they made it big in the news because of their low cost frames. Imagine a wide collection of frames that are both trendy and functional. And did you know that they are still offering Prescription eyeglasses for only $8! My mom was able to get this very affordable offer and she really loves her eyeglasses now. She might order 2 more, she plans to leave the one here so whenever she will go home, she has something to use already. Zenni is truly a rewarding experience to eyeglass users, imagine Seeing Straight Without Breaking Bank. No wonder, they are making it on the news on TV and even on newspapers.

Cool !

Found these Heckler Boys Tees at Macys. Ain't it cute for little boys?

" I tried to be good, But I got bored" - sale at $ 7.99

" Blame my Mother " - sale at $9.60. regular price at $16.00

Tactics and Strategies

Just last week the multi-national company where my husband is currently employed sacked around 2,500 employees. Their workload is very low, and they are greatly affected by the global financial crisis now. I remember the days taht my husband was so swamped with work and his cellphone would ring non stop even on weekends coz he needs to follow up a lot updates to his bosses. But with the recession that happened recently, I felt sad and a bit afraid of what might happen next. We have to be prepared just in case there would be another batch in the next few months. I just wish there's no second batch though.

I have heard that one of the managers voluntarily resigned because he is opening up a small business as his investment. So you think why in the world would someone put a business in this tough times huh? Well, if you put dedication and focus on a business (plus your business should really tickle the market), then you are on the right track. Hiring a Marketing Company to create, conceptualize and promote your product will surely help increase your sales in the future. A branding company provides you with all the help needed to give your product that appeal. If in the future we will plan to put up a small business too, will definitely look for a competent and efficient branding company to assist us. Its no waste of money since it guarantees results. One should always be prepared during this time.

ON sale!

Old Navy is currently holding a Kids & Baby Sale where items are on sale, upto 40% off !! This kept me busy last night. LOL. I need to get a few clothes for the little girl since most of her "Supposed to be Summer clothes" are worn now, and its just February. I also wanna get 2 swimwear for the little big girl. We have a summer plan already! Then I also have a few muscle shirts for the Kuya. No shoes or shirts for Joaquin. As in! Maybe just 1 denim shorts. We'll see.

So if you are shopping, the site also offers FREE SHIPPING whenever you purchase $50 or more. Use code BABYMAT at checkout.

Happy Shopping!

On a Rush

Alrright, Im gonna make it fast. I am just finishing some of my tasks online while the kids are sleeping. Today is a start of a new day for us. Its just me and the kids, without any helpers at home. Wish me luck! I badly need that.

I already figured out somehow how will I go through the day. Before doing any house chores, my priority would be the kids of course. Those chores can wait. I have an infant and a toddler who needs me more. I hope that our first day wont be a tough one, i pray that the kids won't be a handful. If we will continue to be on our own for like a month, maybe I wont be needing the best weight loss pill anymore. I will surely slim down with house work.

Gotta go now! Have a great Monday everyone!

Wanted : Repairman

He loves playing with this car track/ repair center given to him by his dad last Christmas. The screw driver is his favorite tool, he usually tightens the screws and bearings at this track. Even at his playschool, I would see him playing with all these construction tools. Maybe I should get him a complete set soon so he can explore and discover how it works. I know that this kind of toy stimulates a child's imagination and thinking so this would really be a great help for his development now that he is turning 3.