Speaking of investments, here's another one on top of my list, a term insurance. But this one is easier to get than a car or a house of course. For as low as $3.27 for adults every month and $ 2.43 for children, that is really something incredibly low as compared to other offers I've seen. Insurance is a form of protection for things that might come our way soon, it is more like saving for one's future. It is better to gear up for something unexpected. Save and enjoy your money in the future,that's how I'm seeing things now. Do you already have one?